Free CFO Tools
Practical financial calculators for ecommerce operators, SaaS founders, and trades owners.
Ecommerce Finance Calculators
13-Week Cash Flow
Cash Flow Planner
When does cash fall below your buffer—and how much coverage do you need?
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Inventory-to-Cash
Inventory Cash Planner
Find dollars sitting in inventory beyond your target weeks of cover.
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BFCM Profit Planner
Promo Margin Planner
Model contribution margin at three discount depths vs baseline to find the real winner.
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Channel Contribution
Channel Margin Planner
See which channel is subsidizing which, at CM1, CM2, and CM3.
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Exit Readiness
Exit-Readiness Score
A 0–100 score and the three things a buyer's diligence flags first.
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SaaS Finance Calculators
SaaS runway & burn multipleSee runway, burn efficiency, and when fundraising should start.ARR bridgeReconcile recurring-revenue movement and calculate NRR, GRR, and quick ratio.SaaS efficiency scorecardGrade growth, margin, CAC payback, magic number, and burn efficiency.Hiring plan vs. cashCompare runway with and without planned hires and identify the costliest role.Data-room checklistTrack diligence readiness and prioritize missing investor materials.Trades business worth estimateEstimate owner earnings and an illustrative valuation range.
Trades exit suite